Who these terms apply to
These terms govern use of tnbusinesssolutions.com, operated under the name TN Business Solutions Pvt LTD. The site presents our retail portfolio and accepts enquiries. It has no customer account, checkout or payment collection facility. By using the site, you agree to use it in accordance with these terms.
Store purchases and business agreements
Each linked store publishes its own product, delivery, payment, cancellation and return information. The terms communicated for the particular purchase and your applicable consumer rights govern that transaction. A portfolio listing does not replace them.
Submitting an enquiry does not create an order, reserve products or form a service contract. Any business project requires a written agreement covering deliverables, price, timing, responsibilities, acceptance, cancellation and support. The person agreeing on behalf of a business must have authority to do so.
Lawful use and prohibited transactions
Do not use our websites or enquiry channels for fraud, money laundering, terrorist financing, sanctions evasion, stolen payment credentials, identity theft, unlawful goods or services, or misleading payment or refund claims. Do not seek to disguise the source or purpose of funds or request refunds to unrelated accounts.
Do not introduce malware, spam our forms, attempt unauthorised access, interfere with the sites, impersonate another person or submit information you have no right to share.
Reviewing suspicious activity
We may pause or refuse an enquiry or proposed business engagement where information is inconsistent, authorisation is unclear or unlawful activity is suspected. We may request proportionate verification through an appropriate channel, review relevant records and work with the relevant store or payment provider to resolve concerns. Transaction holds, reversals and refunds must follow the applicable provider rules and law.
Where legally required or permitted, relevant information may be preserved or provided to payment providers, regulators or law-enforcement authorities. These provisions do not mean this portfolio processes payments or provides a regulated financial service. Report concerns through Contact; do not send financial credentials.
Content, brand materials and links
Website content, logos and layouts belong to their respective owners or licensors. You may view and share links for lawful purposes. You must not claim ownership of a featured client’s business or identity, imply an unauthorised partnership or reuse protected material without permission or another lawful basis.
We aim to keep information useful and accurate, but product details and availability can change. External websites have separate terms and privacy practices. Review the relevant store information before a purchase.
Availability and responsibility
We may update, maintain or temporarily restrict parts of this website. Uninterrupted availability is not guaranteed. Responsibility for any loss depends on the circumstances, applicable law and any relevant written agreement. Nothing here excludes liability or consumer rights that cannot lawfully be excluded.
Applicable law, concerns and changes
These website terms are intended to operate under the laws of Pakistan, subject to any mandatory protections and legal rights that apply to you. Raise concerns through our complaints process; doing so does not remove your right to seek help from a relevant authority or court.
We may update these terms and show the revision date here. Changes do not retrospectively remove rights attached to an existing transaction or written agreement. Contact us if you need clarification.
Compliance responsibilities and provider requirements
Use of this website and any separately agreed engagement must comply with applicable Pakistani law, mandatory consumer protections and any restrictions lawfully applicable to the activity. Any terms of an authorised payment provider apply only where that provider is actually used for the relevant transaction. They do not remove rights that cannot legally be excluded.
AML/CFT means anti-money laundering and counter-terrorist financing. We prohibit use of our services to move or disguise unlawful funds, finance terrorism, evade applicable sanctions or facilitate prohibited goods or services. We may decline a proposed engagement that would breach a legal restriction or the rules of a provider involved in it.
Proportionate verification and review
Where relevant and legally justified, a business may be asked to confirm its identity, representative’s authority, nature of activity or transaction purpose. A payment provider may carry out its own know-your-customer (KYC) checks when required. Any request must be proportionate to the circumstances, and sensitive documents must use a confirmed, appropriate channel.
Inconsistent references, disputed authorisation or other reasonable grounds may require a manual review, a request for clarification or refusal to proceed. Information supplied must be accurate and must not be falsified to bypass a check. These clauses describe the rules that apply when relevant; they do not claim universal screening, financial-service licensing or provider certification.
Suspension, evidence and dispute rights
We may restrict website access or pause or decline proposed work where reasonably necessary to address unlawful use, a security threat or a legal obligation. Any review, disclosure or preservation of evidence must follow the Privacy Policy and applicable law. Where lawful and appropriate, the affected party may seek clarification or a review through Complaints & Resolution.
A compliance review is not permission to confiscate funds, impose an undisclosed penalty or remove a lawful refund or payment-dispute right. Any hold, reversal or refund by an actual merchant or provider must follow its lawful authority and the rules applicable to that transaction. Refund instructions must not be used to divert money to an unrelated account.